Premium Global Financial & Utility Applications
Fintech House
Last Updated: 09-06-2026 | Effective Date: 09-06-2026
Scope of This Document: This page covers the privacy practices for ExpatWallet App only. For other Fintech House apps or the main website, please refer to their respective dedicated policies linked in the footer below.
Welcome to ExpatWallet (“we,” “our,” or “us”). We are committed to protecting your privacy and ensuring that your personal and financial data is handled securely and transparently.
This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application, ExpatWallet (the “Application”). Please read this policy carefully. If you do not agree with the terms of this privacy policy, please do not access the application.
We only collect information that is strictly necessary to provide you with the core budgeting, expat currency tracking, and financial management features of the Application.
When you launch the Application for the first time, we collect basic profile details to customize your financial dashboard experience, including:
Profile Details: Name, Age, Home Country, and Current Living Country (e.g., India and Kuwait).
If you choose to register an account to sync your data across devices, we collect credentials via our authentication provider:
Email Registration: Email address and a secure password.
Phone Verification (OTP): Mobile phone number. This authentication is securely managed directly through Google Firebase Authentication servers.
To calculate your monthly budgets, visual pie charts, and historical bar charts, the Application processes transaction data that you manually enter:
Local Expense Logs: Personal spending amounts (in local currency), payment descriptions, and categories (e.g., Rent, Food, Transport).
Family Remittances: Transfer amounts, target currency conversions, recipient identifiers (e.g., Mother, Wife), and purpose of transfer.
Debt and Investments: Loan repayments, outstanding balances, and home-country asset allocations (e.g., Mutual Funds, SIPs, Stocks, Gold tracking in INR).
We believe in user autonomy. The Application offers two distinct data environments:
Guest Mode (Unauthenticated Users): If you use the Application without signing in, all onboarding data, currency selections, and financial entries are stored locally on your physical mobile device using local secure storage parameters. No transaction details are sent to, or stored on, our external cloud servers. If you delete the Application while in Guest Mode, your data will be permanently removed from your device.
Registered Accounts (Authenticated Users): If you sign up using Email or Phone OTP, your local onboarding details and financial logs are securely migrated to Google Firebase Firestore, a highly protected cloud database. This ensures your financial information is preserved, backed up, and accessible if you lose or switch your mobile device.
We utilize the collected data strictly for operational performance, including:
To set up and manage your customized expatriate financial profile.
To process multi-currency conversions and display accurate monthly balance metrics.
To render visual analytical financial tools, such as spending pie charts and investment growth history.
To enforce app security protocols, verify accounts, and prevent data corruption.
Note: We do not sell, rent, or trade your personal or financial information to third parties for marketing purposes under any circumstances.
To ensure top-tier reliability, data privacy, and secure login pipelines, ExpatWallet integrates infrastructure managed by Google:
Google Firebase Authentication: Manages email validation and securely dispatches SMS One-Time Passwords (OTP) without exposing passwords to our system.
Google Firebase Firestore Cloud Database: Houses encrypted application records for registered users under strict server security rules.
These systems are bound by Google’s comprehensive privacy protocols ensuring compliance with global mobile store safety benchmarks.
We implement rigorous administrative, technical, and physical security measures to help protect your personal data.
Database Rules: Our Firebase database architecture utilizes strict Server Security Rules, ensuring that your financial records are isolated and only accessible by you through your verified login session.
Limitation: While we take structural steps to secure your cloud and local information, please be aware that no transmission method over the internet or mobile network can be guaranteed 100% secure.
You retain full ownership and control over your financial records.
Modification: You can edit your profile statistics, target financial currencies, and conversion rates at any time through the in-app Settings menu.
Deletion: You can long-press and erase individual transaction items instantly.
Account Deletion: Registered users can permanently delete their accounts directly from the application’s Settings panel. Triggering an account deletion will permanently erase all your personal identification metadata and financial logs from Google Firebase Firestore databases completely and irrevocably.
Our Application is designed for adult professionals and expatriates managing international finances. We do not knowingly collect or solicit personal information from children under the age of 13. If we discover that a child under 13 has provided us with personal data, we will delete it from our systems immediately.
We may update our Privacy Policy from time to time. We will notify you of any modifications by posting the updated Privacy Policy directly on this webpage and revising the “Last Updated” date at the top of this document.
If you have any questions, concerns, or requests regarding this Privacy Policy or the data practices of ExpatWallet, please contact the Fintech House team:
Helpdesk Email: knowledgepurposed@gmail.com
Developer: Fintech House
Application: ExpatWallet— Track Locally. Save Globally
Platform: Android (Google Play Store)
We aim to respond to all privacy-related inquiries within 5 business days.
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