FINTECH HOUSE — Disclaimer

Welcome to Fintech House (accessible via fintechhouse.shop). The information, software utilities, mobile applications, and digital services provided on this website and through our mobile portfolio (including but not limited to ExpatWallet, KuwaitFX, and Roomie) are intended strictly for general informational, tracking, and educational purposes.

By accessing this website or installing any applications developed by Fintech House, you acknowledge and agree to the terms outlined in this comprehensive disclaimer.

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1. Not Financial or Professional Advice

Fintech House is a software development studio, not a registered financial institution, bank, investment advisor, broker, or legal counselor.

No Fiduciary Duty: The financial tools, expense logs, splitting calculators, and rate monitoring widgets provided within our applications do not constitute official financial, investment, accounting, or tax advice.
User Responsibility: Any financial decisions, budget updates, or monetary transactions you make based on data compiled by our apps are made entirely at your own discretion and risk. We highly recommend consulting with a certified financial planner or accountant before making significant financial commitments.

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2. Accuracy of Financial & Conversion Data

While we strive to maintain high accuracy and deploy reliable application updates, financial data changes dynamically:
Exchange Rates (KuwaitFX / ExpatWallet): Currency conversion metrics and exchange rates displayed inside our apps are pulled from standard public developer APIs and are meant for reference and estimation only. They may not reflect real-time market fluctuations or the precise, live rates used by commercial banks, remittance houses, or transfer networks at the exact moment of your transaction.
No Guarantees: We provide no warranties or guarantees regarding the absolute completeness, accuracy, reliability, or timeliness of any automated or calculated financial information hosted within our software.

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3. Limitation of Liability

Under no circumstances shall Fintech House, its engineering team, or its parent entity be held liable for any direct, indirect, incidental, consequential, or punitive damages resulting from your interaction with our tools. This includes, without limitation:
* Monetary loss, accounting errors, or budgeting discrepancy discrepancies occurring from manual data entry or technical bugs.
* App service interruptions, tracking database synchronization lags, or platform downtimes.
* Decisions made based on data, calculations, or third-party links found on our platform.

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4. Third-Party Links & Google Play Redirects

Our website features direct redirection buttons that take visitors out of fintechhouse.shop and over to the official Google Play Store to facilitate app downloads.

No Control Over External Platforms: We do not have control over, nor do we assume responsibility for, the availability, terms of service, processing security, or content hosted on external app marketplace platforms or third-party SDK networks running within advertisements (such as Google AdMob).

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5. Modifications and Updates

Fintech House reserves the right to modify, amend, or alter this Legal Disclaimer at any moment without prior notice to correspond with changing mobile platform requirements or global developer compliances.

Contact Information
If you require further legal clarification regarding the terms, limits, or operational boundaries of our utility applications, please reach out via email: knowledgepurposed@gmail.com